Bad credit cost Aaron $65,000. But could it happen to you?

Here’s the ugly truth; having bad credit is one of the most costly financial mistakes you can make.

Things like homes, cars, and even student loans become exponentially more expensive when your credit score is less than ideal, and impossible to finance when you have bad credit.

Let’s use two people, Christina and Aaron, with two very different credit situations to show you what I mean.

Christina and Aaron have never met each other but they will soon. That’s because they are both about to buy homes in one of the hottest neighborhoods in the city. One right next to the other, each with the exact same layout and design.

The homes are brand new and, for the sake of argument, let’s assume they cost $250,000 each. The price is not negotiable.

Like most people, neither Aaron nor Christina has $250,000 in cash lying around so they each go to the bank and apply for a mortgage. Both plan to put down 20% ($50,000) and finance the remaining $200,000 over 30 years.

Christina is thrilled to learn that she has a credit score of 765, which is considered “excellent” by most lenders. Her high credit score allows her to qualify for an interest rate of 3.298%*, the best rate offered by the bank on any mortgage.

Aaron, on the other hand, has a much less pleasant trip to the bank. He fell behind on his credit card bills in college and missed a few payments here and there, causing his credit score to come in at 625. He is still approved for a mortgage, but at a higher rate of 4.887%.

On the surface, the difference between Aaron’s and Christina’s interest rates seems somewhat insignificant. But the numbers tell an entirely different story. 

 

 

Introducing "How to Fix Your Credit: Do it Once. Do it Right. Get on with Your Life." 

 

This step-by-step guide for motivated individuals who want to repair their credit once and for all includes:

  • My simple, 4-step process to repairing and rebuilding your credit
  • More than 20 actionable strategies and tips to dramatically increase your credit score
  • Word-for-word scripts to take guess work out of credit repair. No need to reinvent the wheel here, my word-for-word scripts are ready to plug and play.
  • The latest tools and tricks, as well as shortcuts, for improving your credit score with minimal time and effort
  • Specific benchmarks to achieve at each step, so you know you’re on the right track
  • The exact system I use to stay on top of my credit and personal finances with < 10 minutes of work each month. Why create your own? Steal mine!
  • And more...

Plus: Lifetime access to any updates and revisions.

 

Comes with my no-questions asked, 30-day, 110% money back guarantee

Gaurav, San Francisco, CA
 

Bryce knows the ins and outs of credit scoring and all the tricks in the book.

Bryce knows the ins and outs of credit scoring and all the tricks in the book. Many of which I had never heard of!

I can’t thank Bryce enough for showing me the way. I am looking forward to enjoying the ride without having to worry about my credit score on a daily basis.

 

 

Stop flushing your money down the drain with bad credit.
 
Let me show you my step-by-step process to help you repair your credit and get back to living your life.
 
  1. [1] Mortgage rates from www.bankrate.com
  2. [2] Median household income was $53,482 in 2014 according to the US Census Bureau
  3. [3] Average credit score from CreditSesame.com as of May 2016

I know this product is great, and I stand behind that. Which is why I am happy to offer a 30-day, 110% money back guarantee. Let me tell you why.

I spent YEARS building this product, distilling the best practices from my work with thousands of individual clients and sharing them in this one comprehensive book.

These methods have produced incredible results for people from a variety of different backgrounds, and I know they’ll work for you too.

So here’s my simple offer. If you don’t LOVE this product, I insist that you get your money back + 10% for your time. No questions asked.

That’s how confident I am that this product will work for you.

 

Robert, Denver, CO
 
My credit score went from 430 to 615 in just a few weeks after following the Advice covered in this book. 
 
The process is going amazingly well so far. My credit score went from 430 to 615 in just a few weeks after following the Advice covered in this book. I am one of those people who bought in to paying someone to fix my credit. After only a few hours of my time and a few dollars for postage; I can definitely say that any “credit repair” is best done on your own. This book has inspired a new beginning to my life, and I am truly looking forward to it.
Here's what my readers had to say:
Heather, Pheonix, AZ
 
I was skeptical at first, but sure enough my credit score shot up to 750 and has been continuing to rise! All thanks to Bryce!
 
When I started I had a credit score of 642, which is only considered to be “fair” by most standards. Reading Bryce’s book helped me to understand why my score was lower than I hoped it would be and provided specific steps on how to improve it.
 
I was skeptical at first, but sure enough my credit score shot up to 750 and has been continuing to rise! All thanks to Bryce!
 
I can’t thank Bryce and his team enough for all the continued advice, tips, and tricks. There’s nothing better than feeling in control of your credit score and finances!
Rich, San Francisco, CA
 
After reading Bryce’s book I was able to bring my credit score from 480 to 700 in just six months!
 
When I first got started I had a credit score of 480 and couldn’t even get approved for a basic credit card. While I try to always paid my bills on time, I missed a couple of student loan payments and saw my score drop from 750 to 480 as a result.
 
After reading Bryce’s book I was able to bring my credit score from 480 to 700 in just six months! I thought I was going to be stuck in credit purgatory for years and couldn’t believe it!
 
I owe everything to Bryce and his team for helping me get my credit back on track and couldn’t thank them enough!
Ben, Orlando, FL
 
In six months my score has gone up 100 points!
 
I had a bad credit score that was holding me down due to a couple missed payments and an account that was in collections. I had ignored the issue for too long and decided it was time to do something about it.
 
After reading the book and working with Bryce I came up with a plan to improve my credit score. I paid off all my debt and in six months my score has gone up 100 points! I’m finally free of my credit issues and able to travel to places I never thought I could visit. Thank you Bryce!

Buy now for only $47. Comes with my no-questions asked, 110% money back guarantee. We’ll talk about that in a minute.

I think that my eBook is the greatest credit repair product ever created. But of course I am biased, so I asked some of my readers to chime in.

Luke, New York, NY
 
Bryce has the unique ability to scrape away all the BS and explain exactly what effects my credit, and the steps it takes to rebuild it.
 
I graduated with a degree in business, but there’s just something about credit that makes me nervous – I’ve never really understood it.
 
Bryce has the unique ability to scrape away all the BS and explain exactly what effects my credit, and the steps it takes to rebuild it.
 
I’ve been following Bryce’s advice for about a year now. Not only has my credit score jumped 70 points, but I also feel like I’ve really in tune with how my credit score works. What I’ve learned from Bryce will pay dividends for years to come.
Moses, Tempe, AZ
 
After reading Bryce’s material I was able to improve my credit score by 100 points in less than 3 months.
 
I have been working on my credit score since I was 18 years old. It isn’t easy improving your credit when you’re in college, but with Bryce’s help I was able to make it happen.
 
After reading Bryce’s material I was able to improve my credit score by 100 points in less than 3 months. On top of that, I applied his teachings to help my girlfriend’s credit score and it shot up by 60 points!
 
We now both have a clear understanding of how credit works and how we can continue to improve our scores. Thanks Bryce!
Ryan, Houston, TX
 
My credit score went up more than 50 points in less than a month.
 
I’ve been following Bryce’s work on travel for a while now so I knew that his advice on credit would be great. Picking up a copy of his book was a no-brainer for me, and his methods really work!
 
My credit score went up more than 50 points in less than a month, allowing me to get approved for a new rewards credit card that I had previously been unable to get.
 
Thank you Bryce!
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Sample as of May 2016 1

 

Christina’s 3.298% interest rate comes to a monthly payment of $876 while Aaron’s 4.887% requires $1,060 per month.

Meaning that Aaron is paying $184 more than Christina, every single month, for what is essentially the exact same house.

Over the course of 30 years that $184 per month adds up to an extra $66,307 in interest.

That’s more than the average American household makes each year, completely flushed down the drain, all thanks to a three digit number called a credit score2.

$66,307 can be a bit difficult to comprehend on the surface so let’s break it down in to something a bit more relatable.

With Christina’s extra $66,307 she could:

  • Buy a brand new Mercedes-Benz E-Class, complete with all the premium upgrades she likes
  • Fly to Europe ~40 times, and still have money left over for sightseeing
  • Buy 10,201 chicken burritos from Chipotle (which is one burrito per day for ~28 years)

All because she made the right moves regarding her credit.

And of course, this effect is not limited to just mortgages. Continuing with our example, Aaron will also be paying more than Christina for his student loans, car loan, credit cards, personal loans, and any other forms of debt that he may have.

Although fictional, Aaron’s situation is not uncommon for many people. In fact, his 625 credit score is actually that of the average American3.

So how do you make sure you don’t fall in to the same trap? Who can you trust to point you in the right direction?

I can help.

I’ve been researching credit and credit scoring since 2011. How to repair past mistakes….dramatically improve scores…prevent identity theft….and virtually every other area of credit you can imagine.

I started because:

1) I’m a geek for finance stuff.

2) I realized the INCREDIBLE importance that credit scores have on our financial well-being.

I knew that if I could improve my score even by a modest amount it would save me thousands of dollars in the long run. Dollars I could spend on traveling, savings, and just enjoying my life.

And most importantly, it would provide peace of mind in knowing that I will never have to deal with credit issues ever again.

So how can you do the same?

Well, you could pay one of the conventional credit repair companies to help you fix your credit. But that will cost you hundreds of dollars with no guarantee it will work.

Or you could do what thousands of other people have already done and use my proven system to fix the problem yourself, once and for all. So that you can get on with your life.

No more threatening phone calls from collectors.

No more drawer full of bills that you can’t bear to see.

No more living each day in fear.

Just straight-forward, actionable advice that is guaranteed to work.


 

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